Auto insurance will pay for a rental car during repairs for a covered claim, but only if your policy includes rental reimbursement coverage.

Similarly, if your engine sustained damage due to an event covered by your comprehensive coverage, such as fire, theft, vandalism, or a natural disaster, your insurance may cover the costs associated with the engine failure.

When is Engine Damage Not Covered by Car Insurance?

While the base warranty coverage is included with purchasing a new car, they typically only cover the first three years or 36,000 miles driven, whichever comes first. <>] Depending on your car and the provider, you can purchase an extended warranty for $1,000 per year on average, although you may see costs as high as $2,800. <>]

Premiums for car repair insurance range from $100 to $500 per year, on average, for newer cars, according to research from ConsumerAffairs.

What should I do if my engine fails?

When narrowing down the best extended vehicle service contract for your Volkswagen, we recommend only looking at the industry’s most reputable extended car warranty companies.